Is It Safe or Worth It to Pay Someone to Take My Class?

It has been difficult for me to manage my course load this semester. I’ve started to look into the availability of services on the internet where I could have someone help me complete my coursework through a service that promises to take my class for me. While this sounds appealing, I do not know how safe this option actually is or if it is worth the risk in the long run. Has anyone considered or actually paid an individual or a company to take an entire course on their behalf? What are the potential downsides in relation to grade point average, privacy, or obtaining non-verified grades? I am trying to determine if there are alternative and potentially safer solutions before moving forward. Any decision about what route I will ultimately take.