Main Tasks:

Conduct detailed financial statement analysis and credit assessments.
Prepare loan packages for credit committee presentations.
Monitor and recommend actions to mitigate credit risks.
Train Business Centre Managers and Loan Officers on loan documentation and assessment.
Analyze portfolio quality, including PAR trends, and recommend remedies.
Coordinate credit reference bureau access and training.
Ensure compliance with VFT’s lending protocols and regulatory standards.
Qualifications:

Bachelor’s degree in Banking and Finance, Accounting, Microfinance, Economics, Business Administration, or related field.
Minimum 3 years’ experience in a financial institution, with at least 1 year in a similar or related role.
Excellent financial analysis, credit scoring, and collateral evaluation skills.
Proficient in Microsoft Word, Excel, and PowerPoint.
High integrity, strong communication, and writing skills.