Key Responsibilities
Assess and process loan applications using credit scoring models and manual review techniques.
Conduct thorough credit analysis and risk assessments for new and existing clients.
Recommend appropriate credit limits and loan terms.
Monitor and manage loan portfolios, flagging and addressing any early warning signs of credit deterioration.
Collaborate with the collections team to ensure effective recovery strategies for delinquent accounts.
Ensure adherence to regulatory and internal compliance standards in all credit operations.
Prepare credit reports and maintain accurate client records.
Support the development and refinement of credit policies and procedures.
Qualifications & Skills
Diploma/ Bachelor’s degree in Finance, Accounting, Economics, or a related field.
At least 2 years of experience in credit analysis, loan processing, or related roles, preferably within a fintech or financial services company.