Main tasks

Conduct thorough analysis of financial statements and assessment of credit requests, including new requests and refinancing of credit customers.
Prepares the loan package for presentation to appropriate credit committee for approval.
Provides recommendations tied to analysis and assessment of credit risk to the appropriate credit committee.
Experience

Excellent understanding of credit scoring systems
Excellent financial analysis skills especially financial ratio analysis to determine credit worthiness.
Good knowledge in collateral and character evaluation of loan clients.